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Understanding risk

By Simon Ludden - 16/12/2010 01:43 PM
Categories: Independent Financial Advice

Simon's market view

It is said that in economics, if you understand the concept of supply and demand, you can understand economics. The same could be said of investment. If you understand the concept of risk and reward much of the mystery of investments is unravelled. That is, the greater investment return you are looking for, the greater risk you will have to take to achieve it. However, the turmoil of the past couple of years has, in some cases, turned this on its head. Is your bank safe? Are your government securities totally guaranteed? It would seem that most banking institutions are safe, and Governments won’t fall, but there was a period when we weren’t really sure.

Enquiry into motor insurance

By Neille Ryan - 02/12/2010 03:20 PM
Categories: Personal Injury Claims

How interesting that while insurers continue to swamp the media with stories perpetuating the myth of the compensation culture, the media have barely mentioned the House of Commons Transport Committee Enquiry into the cost of motor insurance. A cynic might think that this is because the insurers do not want any attention on the fact that their insurance premiums have rocketed in the past couple of years out of all proportion to the their own ‘fudged’ statistics, on the supposed increase costs of claims.

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