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I am sure that, like me, you have read many articles in the press recently about equality for women and minority groups and it is easy to see how people in these groups could feel discouraged from taking any steps to plan for their future.
Equalities Minister Harriet Harman commented recently on a report by the National Equality Panel. The report found that women earn significantly less than men. Inevitably this also means that they have significantly less in the way of pension provision when they reach retirement age.
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