Furley Page Blog

So many flights being cancelled consequential to the volcanic ash shrouding the airways will no doubt lead to a major influx of claims under travel policies of insurance.  Business and leisure travellers alike will be checking to see whether or not their polices cover cancelled flights, cost of hotels, car hire and the like.

We urge travellers to check the small print and contact their Insurers.
We can all be wise after the event, but few people read the exclusions to their travel insurance polices more often than not, looking to purchase the cheapest insurance policy rather than the best, ending up out of pocket when claims are declined.

The extent of cover varies from insurance policy to insurance policy.  There is no standard set of conditions which applies to a situation of this kind. Travellers need to check their travel insurance policies and if they have doubts about the extent of their cover they need to speak to their travel insurer or broker. 

It may be the case that some policies will cover some items of loss and not others.  For instance, it is often the case that cheaper insurance policies will cover less and so will not pay out on losses, such as cancelled car hire.  Whilst other insurance polices may treat the incident as just a case of bad weather.

It is possible too that Insurers may consider a claim as a delay under the insurance policy which led to the abandonment of a trip.

For further information about Insurance Law, contact Gary Marshall, Consultant.