There is a chink of light at the end of the tunnel for beleaguered victims of the long-running PIP breast implant scandal, says lawyer Neille Ryan. An estimated 50,000 women in the UK have had the French-made implants fitted.
PIP breast implants caused a major health scare across the UK and Europe in 2012. Made from cheap industrial grade silicone filler instead of medical grade materials, they were found to have double the rupture rate of other implants. The boss of the French firm which made the defective implants was arrested and sentenced to four years in prison for fraud.
Neille, a partner and an expert in personal injury cases with law firm Furley Page, says many women with otherwise perfectly good claims for compensation for damages for their PIP implants have been thwarted by clinics having no or inadequate insurance or insufficient finances to actually pay the claimant damages.
“Worse still, some very high profile clinics have actually gone into liquidation, the effect of which has similarly been to leave claimants with little or no prospect of ever being paid,” says Neille.
However, he explains that an agreement has now been reached with Lloyds Banking Group that, where a claimant used credit to fund any part of the cost of their faulty implant surgery, Lloyds may pay the claimant damages in accordance with the Consumer Credit Act 1974.
Neille adds: “Payment by credit could involve, for example, the use of a credit card, a loan or even a bank overdraft. The credit may only have been used to fund some of the surgery, say the deposit, but that could still entitle you to claim.
“Negotiations with other banking groups are ongoing with the hope that similar schemes can be agreed with them.” Claimants are urged to look at how they funded their PIP implant surgery.
Neille has advised women who have not already made a claim to contact a solicitor for advice and said Furley Page could advise on the best way to fund a claim against a private provider. This may include a ‘no win – no fee’ arrangement.
For more information contact Neille Ryan on 01227 763939.
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